Lending Assistant

Full-Time
Berea, Hazard or Paintsville
Posted 3 days ago

Mountain Association Seeks Lending Assistant

Application review will begin on 6/28/2022 and continue until the position is filled

Overview

The Mountain Association seeks to hire a Lending Assistant to help the organization implement our lending work to reach our impact and deployment goals as a member of the Lending Team. The Lending Assistant supports the work of the Lending Team and will also collaborate with other Mountain Association staff on other organizational initiatives as needed.

Background

The Mountain Association invests in people and places in Eastern Kentucky to advance a just transition to a new economy that is more diverse, sustainable, equitable and resilient. Our Lending team offers loans to existing and startup businesses and organizations. We are a Community Development Financial Institution and a non-profit, so we can offer greater flexibility and lend to those who may not otherwise qualify. Our Business Support program connects business owners and nonprofit leaders to consultants who can help them succeed. Our Energy experts help businesses, nonprofits, public agencies and homeowners find much-needed energy savings through utility bill analysis, on-site energy efficiency and solar assessments, financing and grant application support.

The Mountain Association also engages in research, communications and advocacy for policy and narrative change, and works with partners on a variety of projects to demonstrate what’s possible in Eastern Kentucky.

Position Description

Duties and responsibilities include, but are not limited to, the following areas:

Loan Support Services

  • Conduct initial screening and client intakes by phone, in person and electronically.
  • Assist Lending Team members with micro-loan proposal development.
  • In collaboration with Lending Team members, contact borrowers to complete applications, collect necessary documentation, participate in site visits, and help borrowers meet all requirements of the program.
  • Help applicants locate other funding or technical assistance sources if the Mountain Association is not a good fit.
  • Collaborate with Portfolio Support Team to ensure all closing items are met.

Reporting and Administrative Responsibilities

  • Respond to general inquiries, schedule appointments and send applications to potential clients.
  • Use Mountain Association data management systems to track key borrower and technical assistance information.
  • Support proposal development, grant reporting and internal reporting as needed.
  • Office administration and general office tasks including monitoring and responding to incoming mail and email, answering phone calls, filing, and organizing office space.

Customer Relations

  • Maintain consistent and positive working relationships with Mountain Association borrowers and connect them to Mountain Association’s Business Support Services, Energy Team and other resources to help them succeed.
  • Assist with Business Support Services engagements, including assessment of clients’ suitability for additional assistance and/or referral.
  • Assist with borrower collection tasks as assigned in support of Lending or Portfolio Support Team members.

Marketing & Outreach

  • Assist in connecting with new lending clients.
  • Implement marketing strategies and follow-up including contact mailings, updating referrals in the database, basic social media monitoring and posting, and maintaining supplies of marketing materials.
  • Assist with training and other public-facing programs as needed including contacting clients, preparing materials, scheduling speakers, setting up appointments and coordinating logistics.
  • Conduct basic market research as needed to support the Lending Team.
  • Communicate timely, clearly, and with good humor, both within and outside the Mountain Association.
  • Maintain professional office presence.

General

  • Understand and support the organizational mission and strategies as presented in the Mountain Association’s five year plan.
  • Engage with and participate in the Mountain Association’s journey to increase diversity, equity, inclusion, and accessibility both in our workplace and our work.
  • Participate in regular Lending Team meetings and Mountain Association staff meetings.
  • Practice safety in all aspects of the job.
  • Other duties as assigned.

Minimum Qualifications and Characteristics

Knowledge and experience: 

  • BA or BS in business, accounting or related field; OR Associate’s degree and two years related experience; OR equivalent combination of education and related experience totaling 4 years.

Personal characteristics: 

  • Committed to the Mountain Association’s vision, mission and values.
  • Demonstrated ability to be self-directed and execute successful projects such as those described in the responsibilities above.
  • Willingness to travel for day and occasional overnight stays within the region.
  • Strongly motivated and committed to positive social change.

Technology and software: 

  • Strong computer skills, in particular spreadsheets and word processing.

Communications: 

  • Strong writing skills and the ability to write clearly for a general audience.
  • Good telephone and interpersonal communication skills and the capacity to work constructively in teams.
  • Strong attention to detail.

Physical: 

  • The Mountain Association is committed to complying fully with the Americans with Disabilities Act (ADA) and all later amendments, and will follow any federal, state or local law that provides individuals with disabilities greater protection than the ADA. Equal employment opportunity will be given to qualified persons with disabilities. Reasonable accommodation, as defined by applicable law, is available to all employees when a disability affects the employee’s performance of their job functions.
  • Close vision with or without corrective lenses necessary for computer work; manual dexterity needed to operate computer.
  • Able to perform assigned duties in a time-efficient manner.
  • Valid driver’s license and ability to drive. Either insurability on the Mountain Association’s group vehicle policy or access to a reliable vehicle for regular trips.

Preferred Qualifications and Characteristics:

  • Knowledge of and experience in Appalachia or Kentucky.

Here are a few examples of projects this staff person would be working on right now

  • Working with Loan Specialist and other staff in development of loan proposals
  • Collecting data and entering information for reporting purposes
  • Connecting loan clients to resources and technical assistance

Additional Information

This full-time position offers a competitive salary, with a range of $35,000 – $42,000, depending on experience, along with a generous benefits package. This position’s location is flexible between Mountain Association’s offices in Berea, Paintsville, and Hazard, Kentucky. Because of the current public health emergency, at this time Mountain Association staff have the option to work in our office buildings if they’re fully vaccinated and the option to work from home regardless of vaccination status. This position is supervised by Robert Allen, Lending Director. The Mountain Association is an equal opportunity employer. The Mountain Association is committed to principles of diversity and equity and encourages applications from all people.

Please e-mail your resume and a cover letter specifically explaining why you are a good fit for this position to lending.assistant.hiring@mtassociation.org. We will ask candidates selected for second interviews to provide contact information for three references. Our hiring process typically includes: two rounds of interviews and a skill-based activity.

The interview process will be conducted according to public health guidelines during the COVID-19 emergency, including the likelihood of remote interviews. Please do not let childcare challenges related to the pandemic deter you from applying. We recognize that not everyone has access to childcare right now because of the pandemic, so we are open to a conversation about the hours worked at the start of this position if you’re not able to start full time.

The Mountain Association is committed to ensuring the safety of all employees and their families, our clients, partners, team members and other individuals that we come into contact with for business purposes. Our approach to COVID-19 is informed by science and aligns to recommendations established by the CDC and other applicable government health agencies. We have implemented a COVID-19 vaccination policy that requires its employees to be fully vaccinated to work on-site in our offices and places restrictions on unvaccinated employees. The purpose of this policy is to minimize the risk of work-related transmission of infection. This policy requires all prospective employees, prior to their start date, to: (1) become fully vaccinated against COVID-19 and provide proof of vaccination, or (2) request and obtain approval for an accommodation for a medical or religious exemption, and/or (3) work with the Mountain Association to develop a COVID-19 Safety Plan. Employment is contingent upon the development of a viable plan that meets the needs of the organization and the requirements of the position.

For more information about the Mountain Association, visit www.mtassociation.org. Please no drop-ins.

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Job CategoryLending

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