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Mountain Association

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You are here: Home / Energy Savings Microloan

Energy Savings Microloan

Energy Savings Microloan

Mountain Association’s Energy Microloan helps small businesses, nonprofits, faith groups, and local governments take advantage of energy savings opportunities without worrying about the cost.

Energy Microloans

Whether it’s LED lighting, new HVAC, or insulation, investing in energy upgrades lowers your overhead costs, letting you put more money into your bottom line, your mission, or your community. Our energy team can help you determine what steps you need to take to save money. And if the up-front costs for upgrades are too high, our microloan is an option for eligible businesses and organizations. In many cases, the microloan can help make you cash positive from day one.

The monthly payment is generally equal to or less than the savings on your bill – this means you get the benefits of energy savings without any additional out-of-pocket expense!

For eligible businesses and organizations, we can provide:

  • Loan amounts from $1,000-$50,000
  • 5% interest rate
  • Up to 72 month terms
  • Payments are generally less than or equal to utility bill savings
  • Crowdfunding option that is matched dollar for dollar (up to $10,000) with no credit check

Please note, these terms are for energy efficiency related items only. We continue to offer our 4% solar loans, outlined here.


Ben Tatum New Energy Internship Red River Gorge

Clients are saving:

Addiction Recovery Care Louisa, KY

$ 6,700 in savings a year from new heat pumps and appliances

Isom IGA, Isom, KY

$ 40,000 in savings a year from lighting and refrigeration upgrades

Jackson IGA, Jackson, KY

$ 10,600 in savings a year from lighting upgrades


Want to lower your bills but need help knowing where to start?

Learn more about how our process works here or contact the Energy Team at energy@mtassociation.org or 859-544-0023.

If you’ve already worked with our energy team OR you know you’re ready to apply for a microloan, start the loan application process here.

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Established in 1976. Prior to 2020, we were known as the Mountain Association for Community Economic Development (MACED).

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BEREA
(859) 986-2373
433 Chestnut Street
Berea, KY 40403

Meetings by appointment only

info@mtassociation.org

We are happy to make any accommodation
to better serve you. We have an on-staff
Spanish interpreter, and provide
additional free language/
interpretation services as needed.

If hearing or speech impaired,
please dial 7-1-1 for relay
services prior to calling.

HAZARD
(606) 439-0170
420 Main St
Hazard, KY 41701

PRESTONSBURG
(606) 264-5910
268 E Friend St, Ste 101
Prestonsburg, KY 41653

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